Personal Simple Checking
- Opening deposit: $100
- Minimum monthly balance requirement: $0
- Complimentary eStatement with check image view1
- Complimentary first order of checks2
- Loyal Trust Bank debit card
- Online banking and online bill pay available at no additional charge
- Complimentary mobile App and mobile deposits4 services
Personal Interest Checking
- Opening deposit: $100
- Minimum balance requirement: $500 average monthly balance to avoid monthly service charge
- Complimentary eStatement with check image view1
- Complimentary first order of checks2
- Loyal Trust Bank Rewards debit card3
- Online banking and online bill pay available at no additional charge
- Complimentary mobile App and mobile deposits4 services
Senior Checking
- Opening deposit: $50
- Minimum balance requirement: $0
- 55 years old and over
- Complimentary eStatement or paper statement with check image view1
- Complimentary first order of checks2
- Loyal Trust Bank Rewards debit card3
- Online banking and online bill pay available at no additional charge
- Complimentary mobile App and mobile deposits4 services
Student Checking
- Opening deposit: $50
- Minimum balance requirement: $0
- Complimentary eStatement with check image view1
- Complimentary first order of checks2
- Loyal Trust Bank debit card
- Online banking and online bill pay available at no additional charge
- Complimentary mobile App and mobile deposits4 services
Personal Checking Products Comparison
| Accounts | Minimum Opening Balance | Account Fee | Transactions |
|---|
| Personal Simple Checking |
$100 |
None |
Unlimited |
| Personal Interest Checking with Rewards Debit Card |
$100 |
$10 per month if average monthly collected balance falls below $500 |
Unlimited |
| Senior Checking (Age 55+) with Rewards Debit Card |
$50 |
None |
Unlimited |
| Student Checking (Age 18+ and enrolled full or part time in accredited school) |
$50 |
None |
$0.15 per debit & credit charge in excess of 50 items |
Features and Benefits
- Loyal Trust Bank Debit Card
- Rewards Debit Card for Interest Checking and Senior Checking
- Refund on other bank’s ATM cash withdraw service charge
- Complimentary first order of Loyal Trust Bank design checks
- Complimentary monthly eStatement with check image view ($3 paper statement per each statement cycle)
- Online Banking with Bill Pay and internal transfer function
- Mobile Banking App with Mobile Deposits
- Loyal Trust Bank Card Manager
- Zelle funds transfer service
- Digital Wallet
1Sign up online banking with eStatement to avoid $3 paper statement charge
2Complimentary first order of Loyal Trust Bank Custom checks
3Loyal Trust Bank Rewards debit card terms and conditions apply; please refer to Rewards debit card disclosure
4Mobile Deposit Limit: $5,000 per deposit and $10,000 daily total deposit. Please refer to Mobile Deposit disclosure and terms and conditions for funds availability
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