Personal Checking

Our full suite of personal checking accounts provide you the flexibility and simplicity to manage your everyday financial needs

 

Personal Simple Checking

  • Opening deposit: $100
  • Minimum monthly balance requirement: $0
  • Complimentary eStatement with check image view1
  • Complimentary first order of checks2
  • Loyal Trust Bank debit card
  • Online banking and online bill pay available at no additional charge
  • Complimentary mobile App and mobile deposits4 services

Personal Interest Checking

  • Opening deposit: $100
  • Minimum balance requirement: $500 average monthly balance to avoid monthly service charge
  • Complimentary eStatement with check image view1
  • Complimentary first order of checks2
  • Loyal Trust Bank Rewards debit card3
  • Online banking and online bill pay available at no additional charge
  • Complimentary mobile App and mobile deposits4 services

Senior Checking

  • Opening deposit: $50
  • Minimum balance requirement: $0
  • 55 years old and over
  • Complimentary eStatement or paper statement with check image view1
  • Complimentary first order of checks2
  • Loyal Trust Bank Rewards debit card3
  • Online banking and online bill pay available at no additional charge
  • Complimentary mobile App and mobile deposits4 services

Student Checking

  • Opening deposit: $50
  • Minimum balance requirement: $0
  • Complimentary eStatement with check image view1
  • Complimentary first order of checks2
  • Loyal Trust Bank debit card
  • Online banking and online bill pay available at no additional charge
  • Complimentary mobile App and mobile deposits4 services
Personal Checking Products Comparison
AccountsMinimum Opening BalanceAccount FeeTransactionsInterest and Compounding
Personal Simple Checking $100 None Unlimited Not Applicable
Personal Interest Checking with Rewards Debit Card $100 $10 per month if average monthly collected balance falls below $500 Unlimited Tiered beginning at $.01 Compounding Daily and Credited Monthly
Senior Checking (Age 55+) with Rewards Debit Card $50 None Unlimited Non-Tiered Compounding Daily and Credited Monthly
Student Checking (Age 18+ and enrolled full or part time in accredited school) $50 None $0.15 per debit & credit charge in excess of 50 items Not Applicable

Features and Benefits

  • Loyal Trust Bank Debit Card
  • Rewards Debit Card for Interest Checking and Senior Checking
  • Refund on other bank’s ATM cash withdraw service charge
  • Complimentary first order of Loyal Trust Bank design checks
  • Complimentary monthly eStatement with check image view ($3 paper statement per each statement cycle)
  • Online Banking with Bill Pay and internal transfer function
  • Mobile Banking App with Mobile Deposits
  • Loyal Trust Bank Card Manager
  • Zelle funds transfer service
  • Digital Wallet

1Sign up online banking with eStatement to avoid $3 paper statement charge

2Complimentary first order of Loyal Trust Bank Custom checks

3Loyal Trust Bank Rewards debit card terms and conditions apply; please refer to Rewards debit card disclosure

4Mobile Deposit Limit: $5,000 per deposit and $10,000 daily total deposit. Please refer to Mobile Deposit disclosure and terms and conditions for funds availability

Contact our personal banker for your account opening appointment today.

678-783-8018 Main Service Line

678-506-5987 Lillie Fey (Chinese & Korean)
Lillie.Fey@loyaltrustbank.com

678-506-1300 Kristine Scelsi (Korean)
Kristine.Scelsi@loyaltrustbank.com

678-506-5500 Danny Pian (Chinese)
Danny.Pian@loyaltrustbank.com

 
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