Small Business Checking
- Opening deposit: $100
- Minimum balance requirement: $0
- Complimentary eStatement with check image view1
- Complimentary first order of checks2
- Loyal Trust Bank debit card
- Online banking and online bill pay available at no additional charge
- Complimentary mobile App and mobile deposits4 services
Loyal Business Checking
- Opening deposit: $100
- Minimum balance requirement: $2,500 average monthly balance to avoid monthly service charge
- Complimentary eStatement with check image view1
- Complimentary first order of checks2
- Loyal Trust Bank Reward debit card3
- Online banking and online bill pay available at no additional charge
- Complimentary mobile App and mobile deposits4 services
Business Interest Checking
- Opening deposit: $100
- Minimum balance requirement: $500 average monthly balance to avoid monthly service charge
- Complimentary eStatement with check image view1
- Complimentary first order of checks2
- Loyal Trust Bank Reward debit card3
- Online banking and online bill pay available at no additional charge
- Complimentary mobile App and mobile deposits4 services
- For Non-Profit, Government, and Sole Proprietorship ONLY
Analysis Business Checking
- Opening deposit: $100
- Minimum balance requirement: $0
- Complimentary eStatement with check image view1
- Transactions analyzed each statement cycle, and account will receive earning credit to offset transaction and service fees per statement cycle
- Complimentary first order of checks2
- Loyal Trust Bank Reward debit card3
- Online banking and online bill pay available at no additional charge
- Complimentary mobile App and mobile deposits4 services
IOLTA Checking
- Opening deposit: $100
- Minimum balance requirement: $2,500 average monthly balance to avoid monthly service charge
- Interest: Yes; earned interest will be credited every month and remitted to the Georgia Bar Foundation on a periodic basis
- Complimentary eStatement with check image view1
- Complimentary first order of checks2
- Online banking available at no additional charge
- Complimentary mobile App and mobile deposits4 services
Business Checking Products Comparison
| Accounts | Minimum Opening Balance | Account Fee | Transactions |
|---|
| Small Business Checking |
$100 |
$10 |
$0.15 per debit & credit charge in excess of 100 items |
| Loyal Business Checking with Reward Debit Card |
$100 |
$10 per month if average monthly collected balance falls below $2,500 |
$0.15 per debit & credit charge in excess of 100 items |
| Business Interest Checking* with Reward Debit Card Non-Profit, Gov’t, Sole Proprietorship Only |
$100 |
$10 per month if average monthly collected balance falls below $500 |
Unlimited |
| Analysis Business Checking with Reward Debit Card |
$100 |
$20 – may be offset by earnings credit |
Priced per Item |
| IOLTA Checking |
$100 |
$10 per month if average monthly collected balance falls below $2,500 |
$0.15 per debit & credit charge in excess of 100 items |
Features and Benefits:
- Loyal Trust Bank Debit Card
- Reward Debit Card for Business Checking, Business Interest Checking and Analysis Checking Accounts
- Complimentary first order of Loyal Trust Bank design checks
- Complimentary eStatement with check image view ($3.00 paper statement fee per each statement cycle)
- Online Banking with Bill Pay and domestic wire function
- Mobile Banking App with Mobile Deposits
- Cash Management Services5
- Night Depository Service
1 Sign up online banking with eStatement to avoid $3 paper statement charge
2 Complimentary first order of Loyal Trust Bank Custom checks
3 Loyal Trust Bank Reward debit card terms and conditions apply; please refer to Reward debit card disclosure
4 Mobile Deposit Limit: $5,000 per deposit and $10,000 daily total deposit. Please refer to Mobile Deposit disclosure and terms and conditions for funds availability
5 Cash Management Service fees varies based on each available service. Please refer to Cash Management Service agreement and disclosure for service fee details.
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