Residential - Loans

Our residential loans are designed to meet the diverse needs from our multicultural communities. We offer assistance in multiple languages (English, Chinese and Korean).

 

Loyal Trust Bank understands customers from different cultural backgrounds, and be proud to offer products designed to meet their needs and expectations.

Home Loans for Business Owners: because small businesses have customized needs, Loyal Trust Bank specializes in understanding how to approve and fund home loans for this niche market.

Conventional mortgages: conforming mortgages with 15 and 30 years of maturities. Good for customers with strong credit and stable income

Jumbo mortgages: conventional mortgages whose home prices exceed federal loan limits

Fixed-rate mortgages: keep the same interest rate over the life of mortgage with constant monthly mortgage payments

Adjustable-rate mortgages: starts with a low fixed interest rate for a few years, then the loan resets to a variable interest rate for the remainder of the term

Cash-out loans: replaces your existing mortgage with a new home loan and convert home equity into cash

Mortgage refinancing: replaces a mortgage with a new mortgage for lower interest rate.

For residential lending products, please contact:

678-783-8018 Jisun Kim
Jisun.Kim@loyaltrustbank.com

678-506-5999 Candice Huang
Candice.Huang@loyaltrustbank.com

 
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